


HFS & ADVANTAGES OF SPECIALIZED FINANCIAL SERVICES
Content | Banks | HFS |
---|---|---|
![]() Products |
|
|
![]() Interest |
Some banks may offer promotional interest rates in particular periods | Stable interest rate and competitive on the market |
![]() Loan rate |
Ussually at 70% | Up to 85% |
![]() Loan term |
The majority is for about 60 months | Up to 84 months |
![]() Fee |
Some banks charge a security transaction registration fee, notarization fee, or loan guarantee | No fees |
![]() One-stop service |
Customers come to the bank and work with many departments | One-stop service, customers come to the Dealer and use all the services, including finanacial service, at the Dealer |
![]() Application documents |
Documents to be notarized or brought to the bank for comparison | 100% with photos, customers or sales staff |
![]() Disbursement procedure |
Disbursement after application, even disbursed only with the original application | 100% disbursement with photos
Quick and simple, disbursement before application |