Specialized Advantages
More advantageous than banks

HFS & ADVANTAGES OF SPECIALIZED FINANCIAL SERVICES

Content Banks HFS
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Products
  • There is usually one product category
  • Usually do not lend insurance
  • Product and service packages with Hino’s prestigious brand. Various products, suitable for different customer needs
  • Product package, chasis loan, barrel and 100% insurance
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Interest

 Some banks may offer promotional interest rates in particular periods Stable interest rate and competitive on the market
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Loan rate

 Ussually at 70% Up to 85%
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Loan term

 The majority is for about 60 months Up to 84 months
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Fee

 Some banks charge a security transaction registration fee, notarization fee, or loan guarantee No fees
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One-stop service

 Customers come to the bank and work with many departments One-stop service, customers come to the Dealer and use all the services, including finanacial service, at the Dealer
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Application documents

 Documents to be notarized or brought to the bank for comparison  100% with photos, customers or sales staff
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Disbursement procedure

 Disbursement after application, even disbursed only with the original application 100% disbursement with photos

Quick and simple, disbursement before application

HFS PRODUCTS & ADVANTAGES WITH BANKING

Content Banks HFSVN Benefits
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Traditional
  • Promotional interest rate for 6 months or a year is applied
  • The adjusted interest rate depends on periods
  • Regular loan period is 60 months
  • Normal loan rate of 70%
  • Promotional interest rate for 6 months is applied
  • The adjusted interest rate is stable and competitive
  • Long loan period: 84 months
  • High loan rate: 85%

Customers can take advantage of capital for a long time with stable interest rate
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